At United Atlantic Mortgage we recognize that ours is a niche industry. Not everyone understands the terminology we use daily, much less the process of obtaining a home mortgage loan, maintaining it, and eventually deciding whether or not to refinance the house.

What is Refinancing?

Refinancing allows homeowners to replace an existing loan with a newer, more favorable one.

When you take out a mortgage loan, you and your lender agree on terms including your monthly mortgage payment, interest rate, and more. Depending on those numbers, ten or more years later you may be doing great or you may be drowning in the market’s rising tides. If you signed up for a fixed rate, then refinancing may be the best solution for you to lower your monthly mortgage payment, interest rate, and more.

What are the benefits of refinancing?

Refinancing may be the best mortgage solution for many homeowners, for a variety of reasons.

  • Reduce monthly mortgage payments
  • Help set aside money for home improvement projects
  • Cancel mortgage insurance premiums

How do I get started refinancing my home?

The first step is to shop around for the best mortgage lenders for refinancing in Virginia Beach. United Atlantic Mortgage is here to answer all of your questions as you navigate this complex financial terrain, and we hope that you’ll reach out to our dedicated lending specialists today.

Let us help you save money and pay off your home, responsibly.
(757)-340-LOAN