Founded in 2006, United Atlantic Mortgage has been simplifying the mortgage process for homebuyers in Hampton Roads for over a decade. Locally and privately owned and operated, the mission of UAM is simple: leverage the latest technology to help customers navigate the lending world.

Our team of mortgage brokering professionals brings over 30 years of experience to each loan and customer, ensuring speed and quality in each transaction. Whether a first-time homebuyer or a seasoned homeowner with a real estate background, our team has the knowledge and resources to help find your dream home.

Buying a house is never easy, but UAM strives to make the process as smooth as possible by assigning a dedicated lending specialist to your account. This person will guide you through your entire experience, helping to find the right loan, facilitating the lending process, and continuing to provide updates and progress reports to you throughout. You will always know the status of your account when you choose to work with UAM.

Communicating regularly with your loan officer is an invaluable asset when it comes to purchasing a house. Not only will you receive an unparalleled level of quality service, but you will have a repository of industry knowledge and connections at your fingertips. Our one-on-one customer service model serves as an irreplaceable resource for our customers, who know that the competition simply can’t keep up. When you work with a UAM lending officer, trust that we don’t close up shop until you close on your new house.

A short response time is essential in the current competitive real estate market. A quick approval letter with your offer can be the difference between sealing the deal – or starting over in your search. UAM understands the rapid pace of real estate, which is why we employ writers who are able to review and adjust your approval letter fast – often within 24 hours. This up-to-the-minute approval is critical when negotiating with the seller, allowing you to match the latest offer and agree upon the best price possible.

Since our lending specialists are not tied to a single lending institution, we are able to compare your personalized loan rate with others in the market, ensuring you are approved for the maximum amount of buying power at the lowest rate available. Many mortgage companies try to force your needs to fit their loans; at UAM we craft custom loans to fit your unique needs.

The real estate market is volatile and ever-shifting. Don’t get swept away by the tide of loans, rates, and approvals – ride the wave to success, with UAM by your side. Our team of dedicated lending professionals are here to help.

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