United Atlantic Mortgage in Virginia Beach is proud to offer 96.50% financing for all borrowers – especially first-time homebuyers and current homeowners. Our FHA financing program applies to owner-occupied dwellings only, and includes:

  • Single family attached/detached
  • Multi-family (up to fourplex)
  • Manufactured homes; modular homes
  • PUDs and condo properties

Down payment funds may be gifted from qualifying family member(s) and non-occupant cosigners are permitted.

Low fixed interest rates, adjustable rates, and buydowns are available to all borrowers who are U.S. citizens, U.S. non-citizens, and national or qualified alien citizens. Our FHA loan option is available for qualified applicants with a minimum credit score of 580.