First time home buyer?

Make your dream a reality with easy and affordable loan options from United Atlantic Mortgage. Our dedicated lending specialists work with you to determine what is the best fit for your unique financial situation. We have

Take advantage of our quality customer service, competitive rates, and 100% financing that does not have to be repaid. We offer this financing to all borrowers, and are proud to extend this offer to first-time homebuyers in Hampton Roads, Virginia. Applicants with a minimum credit score of 620 are qualified!

Please fill out the form below and a UAM dedicated representative will be in touch promptly;

  • Or call us at (757) 340-LOAN.
  • Or if you want a same day approval letter, click Apply Now!

Solutions for First-Time home buyers include:

  • Freddie Mac Home Possible With Grant-100% Financing
  • FHA With Grant-100% Financing
  • USDA-100% Financing
  • VA-100% Financing
  • Freddie Mac Home Possible With Grant-99% Financing
  • Fannie Mae Home Ready-97% Financing

    1. What is the estimated purchase price of the home (USD)? *

    2. Type of Home

    3. Household Income (USD) *

    4. ZIP code of the property you're purchasing *

    Name *

    Email *

    Phone *

    Why Choose United Atlantic Mortgage?

    United Atlantic Mortgage is dedicated to providing full service mortgage brokering for the residents, professionals, and military service members of Virginia. For those looking to refinance a mortgage, we offer a special Mortgage Manager service to help guide you on your way. We look forward to putting our skills to work for you.

    Competitive Interest Rates

    Competitive Interest Rates

    Competitive Programs

    Competitive Programs


    Same Day Pre-Approval Issuance


    Closing As Soon As Within
    21 Days of Clear Contract


    Management Team With Over
    30 Years Lending Experience

    Local lender

    Local Lender