United Atlantic Mortgage in Virginia Beach is proud to offer 100% financing for all borrowers – especially first time homebuyers and current homeowners. 96.50% FHA financing and 4.50% grant funds may be used for down payment and closing costs.

Our grant financing program applies to owner-occupied dwellings only, and includes single family attached/detached; multi-family (up to fourplex); manufactured homes; modular homes; PUDs and condo properties.

Grant funds do not have to be repaid, and are eligible to all borrowers who are U.S. citizens, U.S. non-citizens, and national or qualified alien citizens. Our hundred financing option is available for qualified applicants with a minimum credit score of 620.