United Atlantic Mortgage in Virginia is proud to offer 100% financing for all active duty, veterans, retired veterans, reservists, national guard service members, and surviving spouses, through our VA financing military appreciation program. We recognize that your sacrifice can never be repaid, but we consider it our duty to show our appreciation. Thank you for all that you do.

Our military appreciation program applies to owner-occupied dwellings only, and includes single family attached/detached; multi-family (up to fourplex); manufactured homes; modular homes; PUDs and condo properties. We offer low fixed interest rates, adjustable rates, and buydowns for your convenience, with no cap on seller-paid closing cost assistance.

At UAM, we understand that life is full of surprises, which is why we offer up to 4% of the loan amount for prepaids, debt reductions, debt payoffs, lease buyouts, property upgrades, and more. We also permit 2nd tier entitlement, which means that you may have more than one VA-guaranteed loan at a time.

Our VA financing program is available for qualified applicants with a minimum credit score of 580.